There is a common misconception relating to the club insurance cover. Triathletes who join clubs that are affiliated to British Triathlon may assume that they also benefit from the public liability cover for accidents that they cause personally when training with the club and that they would be able to claim on the personal accident cover for certain types of serious injury that they may suffer. These assumptions are incorrect.
To gain the benefit of these elements of cover they would need to join British Triathlon as individual members as well. This is particularly important for individuals who do their bike training on public roads.
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What is covered with British Triathlon Individual Membership?
Members are covered when training for and participating in non-competitive and competitive swimming, cycling and running activities of triathlon, duathlon, aquathlon, cross triathlon and other related multisport events.
All swimming, cycling and running activities (e.g. leisure cycling or cycling to work) can count as training and transition and core strength training is included. This is subject to you being able to evidence that your activities are in preparation to take part in triathlon, duathlon, aquathlon, cross triathlon and related multisport events.
The insurance provides Worldwide cover. Claims in USA and Canada are subject to UK Law.
Please see British Triathlon website for full details: Member Benefits.